By downloading, installing, or using ChromaCard, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use the app.

These Terms apply to all users of ChromaCard, including trial users, card credit purchasers, and Premium subscribers. Certain sections apply only to paid tiers and are labeled accordingly.

ChromaCard is a mobile application that lets you create, customize, and share digital business cards. Your card lives as a wallpaper on your iPhone Lock Screen — always visible, always ready to scan. Anyone with a camera can point it at your screen and save your contact to their phone instantly, with no app required on their end.

All card data is stored locally on your device. ChromaCard does not operate a cloud service, create user accounts, or store your card content on any server.

2.1  What ChromaCard Is Not

ChromaCard is not a CRM platform, a contact management cloud service, a social network, or a data collection service. It does not sync your data with, or upload your data to, any third-party platform. It does not track whether recipients view your card, and it does not send recipients any follow-up prompts or solicitation after a scan.

2.2  Platform Requirements

ChromaCard currently requires a compatible iOS device running iOS 16 or later. Android support is on the roadmap and will be reflected in an updated version of these Terms when available. Minimum OS version requirements are listed on the App Store. You are responsible for maintaining a compatible device and OS.

3.1  You Own Your Content

All contact information, photos, card designs, and other content you create in ChromaCard belong to you. ChromaCard LLC claims no ownership over your card content. Because your data lives on your device and never passes through our servers, we have no practical access to it — and no interest in claiming any.

3.2  No Cloud Backup

3.3  Your Responsibility for Accuracy

You are solely responsible for the accuracy of the information on your digital business card. ChromaCard LLC is not responsible for any consequences arising from inaccurate, misleading, or outdated contact information you share.

3.4  Attribution

By using ChromaCard, you grant ChromaCard LLC a limited, non-exclusive license to include the text “Powered by ChromaCard ✨” in the Notes field of the vCard generated by your card. This attribution appears only in the contact record saved to the recipient’s address book, not on the face of your card. It is ChromaCard’s sole mechanism for organic word-of-mouth growth and is intentional, not incidental.

Our plan is to remove attribution automatically for Card Credit and Premium cards once ChromaCard is out of beta. This will be included with either purchase, not a separate charge. That change ships as part of general release and applies automatically to cards you’ve already made.

4.1  Trial Tier

ChromaCard is available for free with no time limit. The trial tier allows you to create and share a fully functional digital business card. No payment information is required to use the trial tier.

4.2  Card Credit — One-Time Consumable Purchase

A Card Credit is a one-time in-app purchase that unlocks all premium features for a single card within a single editing session. The price of a Card Credit is the then-current price displayed in the App Store at the time of purchase. One-time Card Credit purchases are non-refundable except as required by applicable law or App Store refund policies. Card Credits are consumable purchases and are not restored if you reinstall the app or transfer to a new device.

4.3  Premium Subscription

The Premium tier is an auto-renewing annual subscription that unlocks all features indefinitely on your device. The subscription price is the then-current price displayed in the App Store at the time you subscribe.

4.4  Price Changes

ChromaCard reserves the right to change pricing. If we increase the price of an active Premium subscription, we will notify you at least 30 days in advance through the app. Continued use after the price change takes effect constitutes acceptance. You may cancel before the change takes effect.

4.5  Refunds

Refund requests are governed by Apple’s App Store refund policies. ChromaCard LLC does not process refunds directly. Please contact Apple for refund assistance.

You agree to use ChromaCard only for lawful purposes and in a manner consistent with these Terms. You may not use ChromaCard to:

• Create cards containing false, fraudulent, or misleading identity information intended to deceive others, or that link to or promote sexually explicit, adult, or illegal content
• Impersonate any person, company, or organization
• Distribute malicious QR codes or use ChromaCard’s sharing mechanisms to direct recipients to harmful content
• Reverse-engineer, decompile, or attempt to extract the source code of the app
• Use automated tools to scrape, interact with, or exploit the app
• Violate any applicable local, state, national, or international law

ChromaCard reserves the right to suspend or terminate access for users who violate these Terms.

6.1  ChromaCard’s IP

The ChromaCard app, its design, code, visual identity, templates, and branding are the exclusive intellectual property of ChromaCard LLC. All rights reserved. “ChromaCard” and the ChromaCard logo are trademarks of ChromaCard LLC. You may not use ChromaCard’s name, logo, or trademarks without prior written permission.

6.2  Your IP

You retain full ownership of all content you create, including your card designs, uploaded photos, and contact information. Because ChromaCard holds none of your content on its servers, ChromaCard LLC acquires no IP rights in your content beyond the limited attribution license described in Section 3.4. Your cards are yours — unconditionally.

7.1  App Availability

ChromaCard is provided “as is” and “as available.” We do not guarantee that the app will be available at all times, error-free, or free of bugs. We reserve the right to modify, suspend, or discontinue the app with reasonable notice.

7.2  No Warranty

To the maximum extent permitted by applicable law, ChromaCard LLC disclaims all warranties, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7.3  Data Loss

Because ChromaCard does not maintain server-side backups of your data, ChromaCard LLC is not responsible for data loss resulting from device loss, damage, theft, OS failure, or app deletion. See Section 3.2.

To the maximum extent permitted by applicable law, ChromaCard LLC and its members, managers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the app, including but not limited to loss of data, loss of revenue, or business interruption.

Our total liability to you for any claim arising under these Terms shall not exceed the amount you paid to ChromaCard in the 12 months preceding the claim. For trial users, our total liability shall not exceed $10.

You agree to indemnify, defend, and hold harmless ChromaCard LLC and its members, managers, employees, and agents from any claims, damages, losses, or expenses (including reasonable legal fees) arising from: (a) your use of the app in violation of these Terms; (b) false or misleading content on your digital business cards; or (c) your violation of any applicable law.

You may stop using ChromaCard at any time by deleting the app from your device. Deleting the app terminates your use of the service and permanently removes all locally stored card data.

ChromaCard LLC may suspend or terminate your access to the app if you violate these Terms. If we terminate a paid subscription for cause, we will provide a prorated refund for the unused portion of your current billing period.

Upon termination, the following sections survive: Section 6 (Intellectual Property), Section 7 (Disclaimers), Section 8 (Limitation of Liability), Section 9 (Indemnification), and Section 12 (Governing Law).

We may update these Terms from time to time. We will notify you of material changes through the app or by posting a notice on chromacard.app at least 30 days before the changes take effect. Continued use of ChromaCard after the effective date constitutes acceptance.

12.1  Governing Law

These Terms are governed by the laws of the State of Wyoming, United States, without regard to its conflict-of-law provisions.

12.2  Informal Resolution First

Before initiating any formal dispute, you agree to contact us at legal@chromacard.app and give us 30 days to attempt to resolve the issue informally. Most concerns can be resolved quickly this way.

12.3  Binding Arbitration

If informal resolution fails, any dispute arising from these Terms shall be resolved by binding individual arbitration under the American Arbitration Association’s Consumer Arbitration Rules, conducted in English. You waive any right to participate in a class action lawsuit or class-wide arbitration.

12.4  Exception

Either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent irreparable harm, including to protect intellectual property rights.

• Entire Agreement: These Terms and the Privacy Policy constitute the entire agreement between you and ChromaCard LLC with respect to the app.
• Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force.
• Waiver: Failure by ChromaCard LLC to enforce any provision of these Terms does not constitute a waiver of future enforcement.
• Assignment: You may not assign your rights under these Terms. ChromaCard LLC may assign its rights in connection with a merger, acquisition, or sale of assets, subject to maintaining these Terms’ obligations.
• Language: These Terms are written in English. Translations, if provided, are for convenience only. The English version controls.

Questions about these Terms? Let us know.